In 2021, household loans increased by 4.5 percent year-on-year to 141.5 billion kuna (€18.8bn), largely attributed to a strong rise in housing loans. At the same time, household deposits increased by 9.2 percent to 246.1 billion kuna (€32.7bn), state news agency said on Monday, citing central bank' report.

At the end of 2021, monetary institutions’ lending to domestic sectors, except the central government, totalled HRK 245.8 billion, up 3.9% on the year.

Loans totalled HRK 238.9 billion, of which HRK 141.5 billion were household loans, HRK 86 billion were corporate loans, and HRK 11.4 billion were loans to other domestic sectors.

Housing loans totalled HRK 67.8 billion, up 9.2% from the end of 2020. Non-purpose cash loans went up by 2.3% to HRK 53 billion.

Loans to non-financial companies went up by 1%, as against a 6% increase at the end of 2020. Their bonds went up by 58.7%. Corporate loans went up by 2.3%, as against a 2.3% increase at the end of 2020.

Month on month, monetary institutions’ lending in December 2021 was up by HRK 2.8 billion (+1.1%). Loans went up by HRK 1.7 billion (+0.7%). Loans to non-financial companies were up by HRK 1.4 billion (+1.6) and those to other domestic sectors by HRK 400 million (+3.6%).

Household loans decreased by HRK 100 million month on month, as did non-purpose cash loans, while housing loans increased by HRK 300 million.

At the end of 2021, deposits reached HRK 365.8 billion, up by 35.5 billion on the year (+10.8%). Money on transaction accounts increased by HRK 13.6 billion (+21%).

(€1 = 7.52 kuna)